Website Terms of Use

Unauthorized use of Pacific Alliance Bank’s website and systems including but not limited to unauthorized entry into our Internet banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited. Use of this website shall be governed by all applicable Federal laws of United States of America and the laws of the State of California.

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

We reserve the right to change the content of our website at our discretion, and at any time without notice. Changes to these terms will be effective when updated versions are posted to the website. Changes may include revisions to promotional offers and campaigns, including termination of the same.

Products and services advertised on this website will not be available in all geographic areas. We reserve the right to determine your eligibility for any products or services.

This website is not directed to children, although we may periodically advertise special accounts that may be appropriate for children. Parents of children interested in any of our online services should contact us at one of our office locations.

All the pages, text, design, screens, information and material on the site are owned and controlled by Pacific Alliance Bank, unless otherwise expressly stated. The materials displayed on the Site are protected by U.S. and international copyright law and treaties. The copyrighted materials on the site include, but are not limited to, the text, design, software, images, graphics, source code, and the content of the site. You are authorized to view the information available on the site for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. Moreover, the trademarks, trade names, and service marks used on the site belong to Pacific Alliance Bank or to various other parties. None of the information on the site may be used, distributed, or reproduced for commercial or public purposes without prior express written permission. You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the site for any commercial or public purpose without Pacific Alliance Bank’s prior written consent.

Pacific Alliance Bank maintains this website to provide you with information about our products and services. For your convenience, we may also provide links to various third parties websites (non-affiliates of Pacific Alliance Bank) that may be of interest to you. PACIFIC ALLIANCE BANK does not control linked third party sites. When you click on links to third party sites, you will leave our website and will be redirected to another site. Linking to other third-party sites is at your own risk. The content on linked sites may change without notice.

WE MAKE NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD-PARTY SITES.

We suggest that you always verify the information obtained from linked sites before acting upon this information. PACIFIC ALLIANCE BANK is not an agent for linked third parties nor do we endorse or guarantee their products and services. The products and services offered by linked third parties are not products of Pacific Alliance Bank and are not insured by any governmental agency such as the FDIC.

Also, please be aware that the security and privacy policies on linked sites may be different from our policies, so please read the third-party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party sites, please contact the third-party directly.

Any communication or material that you transmit to us through this website or through electronic mail may be used only by PACIFIC ALLIANCE BANK for the purposes described in our privacy policy. All information submitted to our website shall be considered and shall remain the property of PACIFIC ALLIANCE BANK; this information will only be used internally for the purpose intended or as allowed by law.

Pacific Alliance Bank shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information submitted by a visitor to us through this website and PACIFIC ALLIANCE BANK shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing PACIFIC ALLIANCE BANK responsibilities and obligations to customers in accordance with our privacy policy.

Any dated information on this site is "As Of" its date only. We will use every reasonable effort to include accurate and up to date information on the site, but we make no warranties or representations as to the accuracy of the information, DATED OR OTHERWISE, AND WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.

All information, materials AND services contained in this site, including graphics, links, AND ANY other items are provided "AS IS", "AS AVAILABLE" to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, fitness for any particular purpose, AND FREEDOM FROM COMPUTER VIRUS.

Pacific Alliance Bank will under no circumstances be liable to you and/or any third party for any damages including without limitation direct or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if Pacific Alliance Bank has been advised of the possibility of such damages.

FURTHERMORE, Pacific Alliance Bank will not be liable for any difficulty in use, or for the incompatibility between this website and YOUR WEB BROWSER OR OTHER site accessing program. Pacific Alliance Bank WILL ALSO NOT be liable for any other problems you experience due to causes beyond our control. No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and Pacific Alliance Bank.

We understand the need to safeguard your information and records from unauthorized use and disclosure. Please see the Pacific Alliance Bank Privacy Policy.

You agree to defend, indemnify and hold harmless Pacific Alliance Bank, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorney’s fees, arising out of your violation of these Terms of Use or misuse of the Service or this Site, including such violation or misuses conducted by your employee or agent, if applicable.

Certain services or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those services or pages.