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ELECTRONIC RECORDS DISCLOSURE AND AGREEMENT-Retail Online Banking

Updated August 2011

Please read this Electronic Records Disclosure and Agreement carefully and keep a copy for your records. In order for us to complete your enrollment in Retail Online Banking, we will, with your consent, provide you with the following disclosure electronically, rather than by postal mail or in person:

Retail Online Banking Agreement

Your Consent is Required. You must consent to receive the related agreement before we can provide it to you electronically. Your consent will only apply to your access request to Retail Online Banking.

Keep Your Email Address Current. To make sure that we are able to contact you, we need to keep our records current. If you change your email address, please contact us at the number listed on our website.

Paper Copy of the Retail Online Banking Agreement. If you do not want to receive the Retail Online Banking Agreement electronically, we will not be able to accept your request for Retail Online Banking via our website. If you consent to receive the agreement electronically, you can also request a paper copy of the agreement by contacting us at the number listed on our website. We will not charge you any fees for providing a paper copy of the agreement.

System Requirements to Access the Information. To receive an electronic copy of the requested file, you must have the following equipment and software:

  • You must have a personal computer or other access device, which is capable of accessing the Internet (e.g., you must have a modem and available phone line, a cable Internet connection or some other means of access to the Internet, and you must have an active account with an Internet service provider). Your access to this page verifies that your system meets these requirements.
  • You must have an Internet web browser which is capable of supporting 128-bit SSL encrypted communciations, which requires a minimum web browser version of either Microsoft Internet Explorer version 4.0 or Netscape Navigator version 4.06, and your system must have 128-bit SSL encryption software. Your access to this page verifies that your browser and encryption software meet these requirements.
  • You must have software which permits you to receive and access Portable Document Format (PDF) files, such as Adobe Acrobat Reader version 6.0 or higher. Your access to this page verifies that your system has the necessary software to permit you to receive and access PDF files.

System Requirements to Retain the Information. To retain a copy of the requested file, your system must have the ability to either download (e.g., to your hard disk drive or a writable disk) or print PDF files. You must have a functioning printer connected to your personal computer or other access device, which is able to print the related agreement on plain white 8 x 11 inch paper.

I Agree      I Disagree